Adverse Action Specialist

US-CA-Redondo Beach
Business Unit
CIVIC Financial
# of Openings
Job ID

The Adverse Action Specialist will be responsible for overseeing all aspects of adverse action within Civic, manage all HMDA reporting, and all internal reporting regarding Account Executive and Broker pull-through.  The Adverse Action Specialist will be the point of contact regarding generating adverse action letters and completing detailed reports for all files where adverse action has taken place: including, but not limited to; generating adverse action letters, completing all reporting metrics, working with legal regarding escalations, and working directly with QC team on retroactive review of files or broker submissions.

What you'll do

  • Complete all adverse action letters
  • Reporting on Account Executive and Broker pull-through
  • Compliance liaison between legal and Civic
  • ECOA Timeline management
  • Manage HMDA Reporting
  • Escalations management

Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice.

What you'll need

  • High School Diploma or equivalent; some college preferred
  • Experience in mortgage and real estate compliance
  • Relevant experience in residential mortgage operations, Adverse Action, ECOA
  • Experience with Encompass360
  • Knowledge of ECOA, HMDA and mortgage related guidelines
  • Strong attention to detail with ability to detect errors and/or omissions
  • Ability to work autonomously or as a member of a team

What's in it for you

Wedgewood offers our team members a competitive compensation, 401K, and traditional benefits like medical, dental, and vision.  We also have many additional perks:

  • Company Sponsored Outings: Past events have included sporting events, happy hours, parking lot BBQs, bowling and bocce ball tournaments, office theme parties, and more.
  • Vacation Homes: Thirteen vacation properties for employees to utilize in various locations in California, Utah, Colorado, and Nevada.  
  • In-house Investment Programs: Participate in the growth and profitability of the company through our in-house investment programs. We also offer home ownership & loan programs.
  • Contribute to Your Community: Through our volunteer service, sustainable initiatives, charitable giving, and work with local universities, Wedgewood provides opportunities throughout the year for its employees to give back to the community for the greater good.

Wedgewood is an Equal Opportunity Employer and welcomes applications from all suitably qualified persons regardless of their race, sex, disability, religion/belief, sexual orientation or age. 


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